484-448-2223 Ericshelly@Verizon.net

Loan to Value. The LTV ratio is calculated as the amount of the mortgage divided by the appraised value of the property, expressed as a percentage. For example, a borrower taking on a $90,000 mortgage to purchase a home appraised at $100,000 would have an LTV ratio of 90% (90,000/100,000).