What is your investment philosophy?

I used to be passionate about the stock market. But I slowly got tired of the unpredictability and the volatility. Over the past few years, my preference has shifted. I now favor cash flow. The idea is to build enough cash flow (aka passive investing) to replace your active income (provided by your job). Once you accomplish that goal, then you suddenly have choices: continue to work, go part time or “retire.” Regardless of what you decide to do, the cash flow continues to come in!